**1% Transfer-In Cash Back Bonus Offer
Members who transfer an existing registered product from another financial institution into Northern Birch Credit Union are eligible for a 1.00% cash back bonus on the transferred balance, up to a maximum payout of $3,000.
Eligibility & Minimums: "New money/funds" refers to eligible registered funds transferred directly from another financial institution that were not previously held with Northern Birch Credit Union. A minimum one-time transfer amount of $10,000 into a new or existing Northern Birch Credit Union registered product (including TFSA, RRSP, FHSA, RRIF) is required to qualify.
Bonus Claim & Holding Period: Promo code TRANSFERINBONUS2026 must be specified at the time of transfer initiation. The full transferred deposit balance must remain within the designated registered product at Northern Birch Credit Union through June 30, 2027. The transfer-in must be initiated before December 31st, 2026.
The cash back bonus will be credited to the member's active Northern Birch Credit Union chequing or savings account after June 30, 2027. Baseline balances as of the promotion start date will be used to establish net new fund eligibility.
This promotion is subject to change at any time without prior notice.
Transfer Fee Reimbursement:
Northern Birch Credit Union may reimburse members up to $150 for transfer fees charged by the transferring financial institution, paid to an active chequing or savings account upon receipt of valid proof of fee assessment. This reimbursement is on eligible transfers-in of $10,000 or more. This fee will be reimbursed once the transferred-in funds are received by Northern Birch Credit Union.
This promotion is subject to change at any time without prior notice.