Helping Students Thrive

Northern Birch starts students on a pathway to financial health

Northern Birch Credit Union is here to support you on your journey towards financial well-being. The information in this article is provided as an educational overview. Each member's financial journey is unique. We encourage you to talk to us – we can help you reach your financial goals.

Stretching a dollar is a skill every post-secondary student needs to have. Rising costs of tuition, student housing and general expenses make post-secondary years challenging for students.

That's why at Northern Birch Credit Union, we are committed to helping students thrive. Here are 10 ways we can help them stretch their dollars.

1. Take advantage of our $75 bonus when students become a member and open an account.*
2. Members can receive a $50 bonus* when you refer a friend; the more you refer, the more you earn.
3. NO-FEE chequing and savings. We work hard to keep service costs low, investing profits into enhancing member benefits and supporting our communities. PLUS, you don't have to maintain a minimum balance in your account to receive the benefit – it's just one of the perks of being a member.
4. Unlimited transactions on your debit card, chequing and savings accounts and transfers between accounts.
5. 5 FREE Interac e-Transfers® every month.
6. 24/7 online and mobile banking. Use the web or your smartphone to check accounts, transfer and deposit money, and much more. Set up regular bill payments and alerts to help manage your money your way. It's easy to use and ultra-convenient.
7. By opening a premium savings account, you can earn interest on their deposits. We also offer student loans and annual scholarships, which can help maximize funds for education and related expenses.
8. Access to a nation-wide Ding-free® ATM network. With over 3,500 ATMs available with NO service fees, you have quick access to cash when needed.
9. Personalized service. Whether you prefer email, phone or go to one of our branches, we are here for our members. Some of our branches have extended hours and are open on Saturdays throughout the school year to make sure you can talk to a real person.
10. We're here for you. We offer special products for students and strive to support our members throughout their lifetime. As you move through different life stages, we provide investment opportunities, mortgages and loans at highly competitive rates, along with savings and retirement solutions to suit your needs.

Other products Northern Birch offers our student members:

Student Loans

We understand the need for financing as you further your education. We don't qualify your student loan based on your parents' income and offer special interest rates for student loans. As long as you are a student, you only pay the interest on your student loan.

ONE MORE ADVANTAGE: Eligible students qualifying for a student loan or line-of-credit receive a $75 bonus.*

Student Credit Cards

As students launch into their education and prepare for a career, it's important to build a credit rating. A Northern Birch Collabria Mastercard is an effective tool to do just that.

Some of the key features of a Northern Birch Collabria Mastercard:

• Purchase protection¹
• Double the manufacturer warranty (up to 1 year)¹
• Mobile device insurance¹
• Apply Pay, Google Pay™, Samsung Pay®

BONUS: Until November 30th, 2024, students can receive a $50 credit from Collabria when your application is approved.¹

We work hard to help students manage their finances wisely, giving them an edge as they complete their education.

If you're a student, go to https://www.northernbirchcu.com/student-banking to become a member.

Or if you know a student, tell them about Northern Birch Credit Union. You can go on our website and make a referral, earning a $50 bonus for each of you when your friend becomes a member*. Go to https://www.northernbirchcu.com/referrals to learn more.

*Conditions apply to all offers. Please visit our website for complete offer details. Offers are subject to change at any time without notice.

¹To view which cards are eligible for this offer, please refer to the full Terms and Conditions.