Credit Cards
Credit cards are available to residents of Canada only
Must be an active member (for a min. of 3 months) of Northern Birch Credit Union to apply for a credit card
The Story Behind the Design
Sleek and modern, the deconstructed maple leaf design brings the natural simplicity and modern luxory of our nation together.
Made using the very latest technology and materials, the card features include:
- High-quality, long-lasting plastic
- Pre-printed design with Durable Ultra Graphics (DUG) overprint technology
- Select cards have enhanced features such as printed on reclaimed ocean plastic and notched edging for enhanced visual accessibility
The complete suite is designed with you in mind. High-quality, stylish and durable, each product supports the lifestyle of our members.
Sleek and modern, the deconstructed maple leaf design brings the natural simplicity and modern luxory of our nation together.
Made using the very latest technology and materials, the card features include:
- High-quality, long-lasting plastic
- Pre-printed design with Durable Ultra Graphics (DUG) overprint technology
- Select cards have enhanced features such as printed on reclaimed ocean plastic and notched edging for enhanced visual accessibility
The complete suite is designed with you in mind. High-quality, stylish and durable, each product supports the lifestyle of our members.
NOTICE: With the introduction of CardWise, the MCI platform is being retired and you will no longer be able to access the platform, including your historic eStatements housed on MCI, as of August 19th, 2024.
You now have access to the CardWise platform, via an online web portal and a mobile application. Features include card activation, PIN management, real-time alerts and controls, a spend management tracker, push to mobile wallet as well as standard features like payment options, electronic statements, view your balance and more!
To access CardWise Online on your desktop, log on to www.cardwiseonline.ca or download CardWise Mobile from your mobile phone’s app store to enroll in CardWise. To learn more about the CardWise platform, please visit www.collabriacreditcards.ca/myaccount.
Cash Back Mastercard
Earn extra money on the purchases you already make with the Cash Back Mastercard. With no annual fee, it's an easy way to put extra dollars back into your account.
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Earn extra money on the purchases you already make with the Cash Back Mastercard. With no annual fee, it's an easy way to put extra dollars back into your account.
Learn more
World Mastercard
Be rewarded with unique benefits, exceptional service and travel coverage, wherever you go. This is the perfect card for those who travel often and want to reap the rewards.
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Be rewarded with unique benefits, exceptional service and travel coverage, wherever you go. This is the perfect card for those who travel often and want to reap the rewards.
Learn more
US Dollar Mastercard
Frequent the United States? If you shop online with a US company or travel there often, this card has no foreign transaction fees for US purchases, making it the perfect card for you.
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Frequent the United States? If you shop online with a US company or travel there often, this card has no foreign transaction fees for US purchases, making it the perfect card for you.
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Classic Mastercard
The card that keeps everything easy: no annual fee, a low interest rate, and Mobile Device Insurance. Simple, easy and smart.
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The card that keeps everything easy: no annual fee, a low interest rate, and Mobile Device Insurance. Simple, easy and smart.
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Centra Gold Mastercard
A perfect balance of premium rewards and a low interest rate. Collect valuable reward points on your everyday purchases without breaking the bank with a high interest rate.
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A perfect balance of premium rewards and a low interest rate. Collect valuable reward points on your everyday purchases without breaking the bank with a high interest rate.
Learn more
New - Cash Back World Elite Mastercard
Get more from your card, whether you're at home or away with World Elite Exclusive Benefits. Earning rewards is as simple and flexible as redeeming them.
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Get more from your card, whether you're at home or away with World Elite Exclusive Benefits. Earning rewards is as simple and flexible as redeeming them.
Learn more
Learn more about our suite of Northern Birch Collabria Mastercards
*Valid for Canadian residents only
Need a credit card for your business?
We've got that covered too!
Special Student Offer
Between the ages of 18*-24? Get $50 with your first purchase when you apply for a Northern Birch Collabria Mastercard. Call us and speak to a Lending Specialist to get started.
*Age majority in your home province View Terms and Conditions.
