Credit Cards
Contact our lending department to apply today!
collabria@northernbirchcu.com
Conditions for application include being an existing, active member of Northern Birch Credit Union. On approved credit. Additional conditions apply.
For all existing cardholder inquiries, please contact Collabria directly.
Cardholder services in Canada/USA 1-855-341-4643. International collect 1-647-252-9564.
A Canada Post strike could begin as early as May 22, 2025. While a disruption has not yet been confirmed, Collabria is closely monitoring the situation and taking proactive steps to ensure minimum disruption to cardholders and partners.
Click here to learn more about what you need to know and how to stay prepared.
Notice to Cardholders:
While Collabria does on occasion perform outbound phone calls to cardholders to service their accounts, a Collabria representative will never ask for personal information such as credit card account numbers, social insurance numbers, etc. Cardholders should be cautious if asked to provide personal information or credit card account numbers over the phone, through email, text message, or via a web link. When in doubt, you should hang up and call the number found on the back of your card.
LEARN MORE about the fraud protection features available to Northern Birch Mastercard® cardholders.
%20(1).jpg)
Get rewarded for all the little stuff you buy every day.
Now, imagine if you could get rewarded 10 times over. Earn 10x bonus Flex Rewards points on every purchase during your first 90 days† when you apply for the Cash Back World Elite® Mastercard before June 30, 2025.*Terms and conditions apply.
Make every experience more rewarding
Rewards on every purchase, insurance and purchase protection and low fee, low rate!
The Story Behind the Design
The Northern Birch credit card desgin reflects a blend of natural simplicity and modern elegance. Featuring a sleek maple leaf motif, it embodies the essence of our nation while maintaining a clean, contemporary look. Carry a card that blends functionality with timeless style.
Made using the very latest technology and materials, the card features include:
- High-quality, long-lasting plastic
- Pre-printed design with Durable Ultra Graphics (DUG) overprint technology
- Select cards have enhanced features such as printed on reclaimed ocean plastic and notched edging for enhanced visual accessibility
The complete suite is designed with you in mind. High-quality, stylish and durable, each product supports the lifestyle of our members.
Must be an active member of Northern Birch Credit Union for a min. of 3 months to apply for a credit card. Credit cards are available to residents of Canada only who are 18 years old.
The Northern Birch credit card desgin reflects a blend of natural simplicity and modern elegance. Featuring a sleek maple leaf motif, it embodies the essence of our nation while maintaining a clean, contemporary look. Carry a card that blends functionality with timeless style.
Made using the very latest technology and materials, the card features include:
- High-quality, long-lasting plastic
- Pre-printed design with Durable Ultra Graphics (DUG) overprint technology
- Select cards have enhanced features such as printed on reclaimed ocean plastic and notched edging for enhanced visual accessibility
The complete suite is designed with you in mind. High-quality, stylish and durable, each product supports the lifestyle of our members.
Must be an active member of Northern Birch Credit Union for a min. of 3 months to apply for a credit card. Credit cards are available to residents of Canada only who are 18 years old.
Cash Back Mastercard
Earn extra money on the purchases you already make with the Cash Back Mastercard. With no annual fee, it's an easy way to put extra dollars back into your account.
Learn more
Earn extra money on the purchases you already make with the Cash Back Mastercard. With no annual fee, it's an easy way to put extra dollars back into your account.
Learn more
World Mastercard
Be rewarded with unique benefits, exceptional service and travel coverage, wherever you go. This is the perfect card for those who travel often and want to reap the rewards.
Learn more
Be rewarded with unique benefits, exceptional service and travel coverage, wherever you go. This is the perfect card for those who travel often and want to reap the rewards.
Learn more
US Dollar Mastercard
Frequent the United States? If you shop online with a US company or travel there often, this card has no foreign transaction fees for US purchases, making it the perfect card for you.
Learn more
Frequent the United States? If you shop online with a US company or travel there often, this card has no foreign transaction fees for US purchases, making it the perfect card for you.
Learn more
Classic Mastercard
The card that keeps everything easy: no annual fee, a low interest rate, and Mobile Device Insurance. Simple, easy and smart.
Learn more
The card that keeps everything easy: no annual fee, a low interest rate, and Mobile Device Insurance. Simple, easy and smart.
Learn more
Centra Gold Mastercard
A perfect balance of premium rewards and a low interest rate. Collect valuable reward points on your everyday purchases without breaking the bank with a high interest rate.
Learn more
A perfect balance of premium rewards and a low interest rate. Collect valuable reward points on your everyday purchases without breaking the bank with a high interest rate.
Learn more
Cash Back World Elite Mastercard
Get more from your card, whether you're at home or away with World Elite Exclusive Benefits. Earning rewards is as simple and flexible as redeeming them.
Learn more
Get more from your card, whether you're at home or away with World Elite Exclusive Benefits. Earning rewards is as simple and flexible as redeeming them.
Learn more
*Valid for Canadian residents only
