Skip to main content

Credit Cards

​Get the credit card you need for the life you lead

New Northern Birch branded credit cards coming soon! You can continue to use your old cards and apply for new ones as usual. 

Cash Back


19.90%

Interest Rate


$0

Annual Fee


Earn 1 point for every $1 spent and double the points on gas purchases. Plus:

  • Mobile Device Insurance
  • Zero Liability Fraud Protection

LEARN MORE

Travel Rewards Gold


19.90%

Interest Rate


$99.00

Annual Fee


Earn 1 point for every $1 spent on everyday purchases and double points when you buy gas. Plus:

  • Auto Rental Collision/Loss Insurance
  • Trip Cancellation & Interruption Insurance
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty

LEARN MORE

FlexRate Card


Prime + 6.9% = 15.9%

Interest Rate


$40

Annual Fee


Earn 1 reward point for every $1 spent on everyday purchases and use those rewards on anything you want. Plus:

  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance

LEARN MORE

Student


11.90%

Interest Rate


$0

Annual Fee


Build credit and get convenient access to cash, while benefiting from low interest rates and no annual fee. Plus:

  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance

LEARN MORE

US Dollar


19.90%

Interest Rate


$50

Annual Fee


Earn 1 point for every $1 USD spent with a US company in store or online. Plus:

  • Trip Cancellation & Interruption Insurance 
  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage
  • Earn FlexRewards

LEARN MORE

Need a credit card for your business?

We've got that covered too!