Mortgage Specials

We offer competitive mortgage rates starting from 2.19%. Apply for a pre-approval today!

Download the mobile app

Bank from anywhere, anytime with our Northern Birch Mobile App. Search for it in your app store today.

​Banking system changes

Having trouble getting into online banking since our switch? Get in touch with us today!

Pursue your goals with confidence

Qtrade Direct Investing. Invest with knowledge, insights and tools.

The credit union difference means having a family history and being treated as family each and every time we visit. I am proud that we can share this same experience and expertise with the next generation in our two girls.

Annaliisa B. from Whitby 

Cottage Mortgage Special

Rates starting at 2.29% plus $1000 cashback!

Renovating? Talk to us.

Discover our Home Equity Lines of Credit and competitive rates.

Bank Your Way

On the go

Download our mobile app

Over the phone

We're here to help


Get setup for online banking

We have a credit card to fit your lifestyle

Discover our newly branded Northern Birch Credit Union Collabria Mastercards! With various personal and business options, we have a card to fit your lifestyle. Earn cash back, get travel rewards, and more. 

​Build up your wealth and your community

Learn about our term deposits

Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.