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Featured Rates



3 Year Term Deposit

Available for registered and non-registered deposits

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5 Year Fixed High Ratio Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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4 Year Fixed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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Discover International Transfers

Send money throughout the world from online banking; it's fast, affordable and secure. 


I feel valued as a member of the credit union, and unlike other financial institutions, NBCU has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto

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We are your co-op experts

Learn more about our co-op & co-ownership financing options and apply for a pre-approval today!


Bank Your Way

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We're here to help

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Thank you to our members for making us Diamond Winners!

Discover why we received the Toronto Star Readers' Choice Diamond Award in the category of Credit Union - Professional Services. Become a member and discover the credit union difference today.


Get help making investment decisions

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Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.