Skip to main content
 
 

Featured Rates

 

3.25%

3 Year Term Deposit

Available for registered and non-registered deposits

Select Image

4.89%

4 Year Closed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

Select Image

4.94%

5 Year Fixed High Ratio Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

Select Image
 

Feel confident in your decision making

We're here to help you understand your borrowing options 

StudentCreditCard-NorthernBirch.jpg
 

I feel valued as a member of the credit union, and unlike other financial institutions, NBCU has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto
 

Download our mobile app

Get access to your accounts from anywhere, anytime. Search for Northern Birch in your app store! 

NBCU-MobileApp.jpg

We are your co-op experts

Learn more about our co-op & co-ownership financing options and apply for a pre-approval today!

LowRateMortgage-NorthernBirch.png
SampleSavings_Website_Line_1452x5.png

What do you want to do?

Icons225x225Mobile app.png

Learn more about your investment options

Borrowing Options

We're here to help

Become a member

Join our community

SampleSavings_Website_Line_1452x5.png
 

Thank you to our members for making us Diamond Winners!

Discover why we received the Toronto Star Readers' Choice Diamond Award in the category of Credit Union - Professional Services. Become a member and discover the credit union difference today.

ReadersChoiceWInners-NorthernBirch.jpg
 

Get help making investment decisions

Talk to our team

SSDailyBankingSavings650x350.jpg

Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.