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There may be periodic, brief interruptions to online banking on Sunday, December 8th between 2:00am and 6:00am (EST) due to scheduled maintenance - we apologize for any inconvenience. 

 
 
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Important Notice: Canada Post Strike & Your Banking Services
If you receive printed account statements in the mail, they may be delayed until the postal service disruption is over. Visit our online banking or mobile app to view your most recent e-Statement and to complete any of your other banking transactions, or contact a branch for assistance.
To keep your accounts in good standing, please continue to make required payments on time.
LEARN MORE.

 

TFSA Early Bird Special

Deposit your 2025 TFSA contribution now into our special short-term GIC and earn 6% until December 31st!* 
*Conditions apply. 

Northern Birch Community Roots Scholarship

Congratulations to our 2024 recipients! Read more about their inspiring stores and achievements. 

Financial Health & Education

Register for upcoming free seminars, view recordings of any that you may have missed, and sign up for our free Financial Check-Ups for members.

Win an adventure in Whistler

Apply and get approved for a Northern Birch Mastercard® before December 9, 2024, and be entered to win an all-expense paid trip to Whistler, BC. *Conditions apply. 

 
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Interac e-Transfer® Notification Refresh

To provide an improved user experience, Interac e-Transfer® email notifications now have an enhanced look and feel.
 
Benefits of online banking

Register for online banking

Online banking gives you convenient access to your accounts from anywhere, anytime. Register today and start doing your transactions when it's best for you.
 

Featured Rates

3.65%

1-Year Term Deposit

Available for registered and non-registered deposits

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4.89%

3-Year Closed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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4.44%

5-Year Closed High Ratio Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.

I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto
 
 
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Wire Transfers

Get details on sending and receiving wire transfers
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Interac e-Transfers

Find out about using convenient Interac e-Transfer® 
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BRANCHES & ATM

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Grow your career with Northern Birch

Join a team that values collaboration over competition. See our current job openings.

Community Roots Scholarship
 

Get help making investment decisions

Talk to our team

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Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.