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Why you should start building your credit history early

Students - get a Northern Birch Collabria Mastercard and receive a $75 BONUS

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Featured Rates

4.35%

3 Year Term Deposit

Available for registered and non-registered deposits

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5.34%

5 Year Closed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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5.19%

5 Year Fixed High Ratio Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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I feel valued as a member of the credit union, and unlike other financial institutions, NBCU has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto
 
 
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Thank you to our members for making us Diamond Winners!

Discover why we received the Toronto Star Readers' Choice Diamond Award in the category of Credit Union - Professional Services. Become a member and discover the credit union difference today.

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Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.