Earn 2.25% for 90 Days with our RRSP Special

Secure your future savings

Mortgage Rates starting at 1.74% for 5 Years

*High-Ratio Insured - Learn more and apply today!

I love the commitment to customers not profits and the low fees. I think it's great that I can contact the credit union and talk to a warm human being who will help answer all my questions and banking needs."

Kristina S. from Toronto 

Bank from home

Do your banking from the couch or the cottage, at any time

Apply for a pre-approval

See what our members are saying about Northern Birch mortgages

Bank Your Way

On the go

Download our mobile app

Over the phone

We're here to help


Get setup for online banking

We have a credit card to fit your lifestyle

Discover our newly branded Northern Birch Credit Union Collabria Mastercards! With various personal and business options, we have a card to fit your lifestyle. Earn cash back, get travel rewards, and more. 

Call for Directors of Northern Birch Credit Union Limited (“NBCU”)

If you strive to make a difference and want to give back to our Estonian and Latvian communities, you may wish to consider seeking nomination for position on our Board of Directors.  We are specifically looking for:

  1. CPA designation with demonstrated current audit or tax specialization, or
  2. Demonstrated current marketing, business development, communications experience and expertise at a leadership level, or
  3. Demonstrated current human resources experience and expertise at VP level or higher, or
  4. Practicing lawyer in related practice area; or
  5. Demonstrated current experience in credit union operations and governance.

Deadline for nominations is February 10, 2021 at 1600h.

Click here to read more. 

​Build up your wealth and your community

Learn about our term deposits

Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.