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Effective January 26, 2023, Prime rate has increased by 0.25%. 

This will affect all borrowers who have a HELOC/HELC and/or Variable Rate mortgage.   Please contact the lending team for help on how to adjust your payments, or options to convert to a fixed-rate mortgage.

 
 
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Join our Board of Directors

If you strive to make a difference and want to give back to our communities, you may wish to consider seaking nomination for a position on our Board of Directors. 
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Featured Rates

4.65%

1 Year Term Deposit

Available for registered and non-registered deposits

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5.55%

3 Year Closed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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5.54%

5 Year Closed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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I feel valued as a member of the credit union, and unlike other financial institutions, NBCU has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto
 
 
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Grow your career with Northern Birch

We're hiring for multiple positions! Join a team that values collaboration over competition. See our latest job openings now! 

Community Roots Scholarship
 

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Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.