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Premium Savings Accounts

Enjoy the benefits of a no-fee Premium Savings account, earning high interest, plus a bonus for new members!

First Home Savings Account (FHSA)

Get closer to home ownership with tax-free savings when you open a First Home Savings Account plan at Northern Birch.
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Online banking security

We’re continuously making banking online more secure for our members. 
Benefits of online banking

Register for online banking

Online banking gives you convenient access to your accounts from anywhere, anytime. Register today and start doing your transactions when it's best for you.

Featured Rates


1 Year Term Deposit

Available for registered and non-registered deposits

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3 Year Closed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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5 Year Closed High Ratio Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.

I feel valued as a member of the credit union, and unlike other financial institutions, NBCU has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto
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Wire Transfers

Get details on sending and receiving wire transfers
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Interac e-Transfers

Find out about using convenient Interac e-Transfer® 
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We are hiring! Grow your career with Northern Birch

Join a team that values collaboration over competition. See our latest job openings.

Community Roots Scholarship

Get help making investment decisions

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Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.