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Featured Rates

 

3.25%

3 Year Term Deposit

Available for registered and non-registered deposits

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3.94%

5 Year Fixed High Ratio Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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3.99%

4 Year Fixed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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Discover International Transfers

Send money throughout the world from online banking; it's fast, affordable and secure. 

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I feel valued as a member of the credit union, and unlike other financial institutions, NBCU has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto
 

Download our mobile app

Get access to your accounts from anywhere, anytime. Search for Northern Birch in your app store! 

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We are your co-op experts

Learn more about our co-op & co-ownership financing options and apply for a pre-approval today!

 
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Bank Your Way

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Download our mobile app

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We're here to help

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Get setup for online banking

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Thank you to our members for making us Diamond Winners!

Discover why we received the Toronto Star Readers' Choice Diamond Award in the category of Credit Union - Professional Services. Become a member and discover the credit union difference today.

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Get help making investment decisions

Talk to our team

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Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.