Effective January 26, 2023, Prime rate has increased by 0.25%.
This will affect all borrowers who have a HELOC/HELC and/or Variable Rate mortgage. Please contact the lending team for help on how to adjust your payments, or options to convert to a fixed-rate mortgage.
1 Year Term Deposit
Available for registered and non-registered deposits
3 Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
5 Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
I feel valued as a member of the credit union, and unlike other financial institutions, NBCU has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.