Mortgages Tailored for You
Get up to $3,500 Cash Back* with a Northern Birch Mortgage
*Terms and conditions apply.
Buy a house
Become a member
Get a credit card
Our Latvian Centre branch will remain open until 7pm on Wednesday, October 23rd for in-person services to accommodate community activities in the building.
TFSA Early Bird Special
Deposit your 2025 TFSA contribution now into our special short-term GIC and earn 6% until December 31st!*
*Conditions apply.
*Conditions apply.
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Northern Birch Community Roots Scholarship
Students! Accepting applications until November 3rd, apply online today.
Financial Education Seminars
We offer free seminars throughout the year. Join us on October 24th in Hamilton to learn about Mortgages and Fraud Prevention and November 2nd in Toronto to discuss Wills and POA.
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Win an adventure in Whistler
Apply and get approved for a Northern Birch Collabria Mastercard® between October 15 and December 9, 2024, and be entered to win an all-expense paid trip to Whistler, BC. *Conditions apply.
Online banking security
We’re continuously making banking online more secure for our members.
Register for online banking
Online banking gives you convenient access to your accounts from anywhere, anytime. Register today and start doing your transactions when it's best for you.
Featured Rates
3.90%
1 Year Term Deposit
Available for registered and non-registered deposits
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4.84%
3 Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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4.34%
5 Year Closed High Ratio Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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Grow your career with Northern Birch
Join a team that values collaboration over competition. See our latest job openings.
Get help making investment decisions
Talk to our team
Own where you bank
At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.
