Friends don't let
friends go to
big banks!
Refer a friend or family member and you'll both be eligible for a $50* bonus!
Legal Terms and Conditions
New Member Referral $50 Bonus Offer & $500 Draw
$50 Referral Bonus:
*Referring member must have an active account with Northern Birch Credit Union (min. age of 16). The new member must be at least 16 years of age & meet the requirements for membership at Northern Birch Credit Union. To receive the $50, the new member must hold an active chequing or savings account for at least 3 months. Alternatively, acquiring an investment product or a personal loan also completes the referral process. Both the new member and the referring member will have the funds automatically deposited to their accounts within 90 days of meeting the promotional requirements. Other restrictions may apply. May not be combinable with other promotional offers unless specified.
$500 Prize Draw:
Open to approved Northern Birch Credit Union members who refer a new member between July 1, 2025 and December 31, 2025. One (1) winner will receive a cash prize deposited to their Northern Birch Credit Union account. Referring members must be in good standing at the time of the draw and meet the 3-month membership minimum criteria to be eligible. The referred individual must become a member and remain a member in good standing for at least 3 months after the time of membership approval in order for the referring member to be eligible. A member may have multiple entries, provided both parties meet the requirements in the case of each additional referral. The draw will be conducted at random on or after April 15, 2026. A skill-testing question must be answered correctly to claim the prize. The prize is non-transferable. The prize will be deposited into the referring winner’s chequing or premium savings account at Northern Birch Credit Union by April 30, 2026. Northern Birch reserves the right to verify eligibility and disqualify any participant who does not meet the criteria. This promotion is subject to change or cancellation at any time without notice. For full Northern Birch contest terms and conditions, visit our website.
