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Happy woman banking online with Northern Birch Credit Union

We're here for you
EVERY DAY

Become a member and take advantage of NO monthly account fees, easy online and mobile banking, no minimum balance required AND personal service when you need it.

Get Started

New Member Special Offer

Receive $50 bonus with new membership

Get $50*

Receive a $50 bonus when you become a member and open a Premium Savings Account.

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Earn an extra $50 deposit with eligible direct deposit

Plus an additional $50**

We'll deposit $50 into your chequing account when you set up an eligible direct deposit, such as payroll or pension.

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Up to $100 bonus for new members with eligible accounts

Up to $100

For members who add an eligible direct deposit and open a Premium Savings Account.

Everyday Banking

We are here for you!

At Northern Birch, we understand that banking is not just about transactions; it’s about relationships, expertise, and personalized service tailored to your needs. There are many benefits you can enjoy by choosing us for your everyday banking needs.

Benefits of a Northern Birch Credit Union Account:

24/7 online and mobile banking access

24/7 Online and Mobile Banking

Bank from the ease of your smartphone with the Northern Birch Mobile Banking app.

No fees on chequing and savings

No-Fee Chequing and Savings

No monthly fees and no fees for withdrawing funds and making transactions.

Free 5 Interac e-Transfers each month

5 FREE Interac e-Transfers® each month

Send or receive money to and from other Canadian financial institutions with Interac e-Transfer®.

High-interest savings accounts for higher returns

High-Interest savings accounts

Earn a high interest rate while still having access to your money.

Speak to one of our Member Service Representatives to get started.

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The Credit Union
Difference

We are member-owned.

As a shareholder, you get the benefits of our profits through no-fee chequing and savings accounts, high interest on savings accounts, competitive lending rates and the convenience of online and mobile banking. We understand your everyday banking needs.

We are here for you.

We invite you to sit down with a member of our team to set your goals for your financial future.

We care about our community.

We give back to the communities our members are actively involved in through scholarship programs, sponsorships and more.

Learn more about us and how your financial well-being is our priority.

Learn More

Our Locations

For Toronto branches call 416-465-4659 or 416-922-2551
Toll-free: 1 866-844-3828

Tartu College Branch

Cashless branch
ATM open during business hours

310 Bloor St. W.
Toronto, ON, M5S 1W4

Hours:
Mon - Fri: 10am - 3pm
Sat: Closed

Contact

Latvian Centre Branch

4 Credit Union Dr.
North York, ON, M4A 2N8

Hours:
Mon - Wed: 10am - 3pm
Thurs: 10am - 7pm
Friday: 10am - 3pm
Sat: Closed†

Contact

Hamilton Branch

16 Queen St. N.
Hamilton, ON, L8R 2T8

Tel: 905-527-4344

Hours:
Mon - Wed: 10am - 3pm
Thurs: 10am - 7pm
Friday: 10am - 3pm
Sat: Closed†

Contact

†Note: Branches closed on Saturdays throughout the summer. Saturday hours resume in September.

* Eligible for new members only. Promotion requires that both a new membership and a Premium Savings Account be opened during the promotion period. Membership is subject to approval and prospective new members must meet the requirements of membership at NBCU as outlined on our website. The new member must deposit at least $500 in the Premium Savings Account and it must remain in the Account for 90 days, after which time the one-time $50 bonus will be deposited into the Account. New members are required to purchase member shares upon enrollment. Offer subject to change at any time. Other restrictions may apply. Promotion effective until July 31, 2024.

** Chequing account special offer available to existing and new approved members of Northern Birch Credit Union. Must be resident of Ontario, 18 years of age or older. To participate in the promotion, a chequing account must be open or opened (and approved) during the promotion period (June 1, 2024 to July 31, 2024) and during the promotional period, the member must set up one new eligible recurring direct deposit of at least $100 per month into the chequing account for three consecutive months. Most automatic and recurring direct deposits are eligible, including payroll, pension direct deposits, old age security, disability payments and government deposits such as employment insurance. For a Member to be eligible for the bonus amount of $50 under the promotion, the passing of three months with the minimum consecutive monthly automatic deposits made during such three months must be validated by Northern Birch Credit Union. The bonus will be deposited into the Member’s chequing account after such validation. Membership is required for participation in the promotion. Membership is subject to approval and prospective new members must meet the requirements of membership at NBCU as outlined on our website. New members are required to purchase member shares. Northern Birch reserves the right to change the offer at any time, including the end date. Promotion effective until July 31, 2024. Tiered interest calculated daily, paid monthly on a daily chequing account.