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Stop paying ATM surcharge fees

With your Northern Birch debit card you have access to one of the largest surcharge-free ATM networks in Canada!

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Discover the benefits of Northern Birch debit cards

  • Get access to The Exchange Network, shared by credit unions throughout Canada, coast to coast with over 3,000 ATM locations nationwide
  • Pay NO services fees at Exchange Network ATMs
  • Complete cash withdrawals, PIN changes, transfers or balance inquiries
  • Members are also able to access their money internationally and in the United States! 
  • With your Northern Birch card you have access to over 500,000 Access Network ATMs in America 
  • Never be without access to your account with Northern Birch debit cards

Find an ATM wherever you are

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TAP Into Your Local Summer!


From July 1 to August 31, 2025, every time you use your Northern Birch Interac® debit card in-store and shop local, you're automatically entered to win one of twenty $1,000 prizes!*

  • Just use your debit card at any Canadian point-of-sale terminal.
  • Every tap and debit card transaction = 1 entry.
  • No sign-up, no extra steps - just simple, responsible spending.  
The more you use your debit card, the better your chance of winning. Start tapping today!