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Helping our members & community grow

Here for you through every stage of life with no fee accounts for everyone

Making banking easier

No fee accounts & access from anywhere - uncomplicated banking for everyone

​Borrow for tomorrow

From First Time Borrower Specials to Co-Op Loans, we've got you covered

New mobile app

Available for Apple & Android devices, do your banking from the palm of your hand!

The fact that when I call for help, I'm greeted by people I know and trust from our wonderful community, not someone reading from a script or a robot, makes the whole banking experience easier and more enjoyable from start to finish.

Paul Lillakas

​Own where you bank

At Northern Birch  you’re not just a customer. You’re a member owner, with a say in how we operate. That means we put your needs first in everything we do – from our products and services to our financial education and community programs.

​Build up your wealth and your community

Learn about our term deposits

We're founded on community support

From financial education to sponsorships, we are active leaders in the local Estonian & Latvian communities in Toronto