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A chequing account for everyone 

No matter your age or account balance we offer you  unlimited transactions, easy ATM access and no monthly fees.



Discover the benefits of no-fee chequing accounts

  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)
  • No fee accounts; unlimited transactions
  • Bank from the ease of your smartphone with the Northern Birch Mobile Banking App
  • Send or receive money to and from other Canadian financial institutions with Interac® e-Transfer
  • Deposit cheques directly into your account using Deposit Anywhere™
  • Access over 3,500 ding-free®​ ATMs across Canada

Find an account that fits your life


Daily Chequing Account

Great for everyone

All inclusive, every day, no fee chequing account for everyone.

Key Features
  • No fee account
  • Full chequing privileges
  • No minimum balance & no transaction limits
  • Connected to our ding-free debit cards
  • Allows for online & mobile banking
  • Tiered interest calculated daily, paid monthly

U.S. Dollar Chequing

Great for everyone

Gives you access to U.S. dollar cheques

Key Features
  • Cheque privileges
  • Allows for U.S. dollar wire transfers to the United States
  • Interest calculated on lowest monthly balance and paid semi-annually 
  • No debit card access
  • No fee account*

*Nominal service charge for ordering and processing U.S. dollar cheques


Do your banking from the palm of your hand with our mobile banking app


Get access to the 2nd largest ATM network in Canada with our Northern Birch debit cards


Ready to save fees?

Become a member today