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A chequing account for everyone 

No matter your age or account balance we offer you  unlimited transactions, easy ATM access and no monthly fees.


Discover the benefits of no-fee chequing accounts

  • All accounts are eligible for Credit Union Deposit Insurance
  • No fee accounts; unlimited transactions
  • Bank from the ease of your smartphone with the Northern Birch Mobile Banking App
  • Send or receive money to and from other Canadian financial institutions with Interac® e-Transfer
  • Deposit cheques directly into your account using Deposit Anywhere™
  • Access over 3,500 ding-free®​ ATMs across Canada

Find an account that fits your life

Daily Chequing Account

Great for everyone

All inclusive, every day, no fee chequing account for everyone.

Key Features
  • No fee account
  • Full chequing privileges
  • No minimum balance & no transaction limits
  • Connected to our ding-free debit cards
  • Allows for online & mobile banking
  • First cheque order free
  • Tiered interest calculated daily, paid monthly

U.S. Dollar Chequing

Great for everyone

Gives you access to U.S. dollar cheques

Key Features
  • Cheque privileges
  • Allows for U.S. dollar wire transfers to the United States
  • Interest calculated on lowest monthly balance and paid semi-annually 
  • No debit card access
  • No fee account*

*Nominal service charge for ordering and processing U.S. dollar cheques

Mobile banking

Do your banking from the palm of your hand with our mobile banking app

Ding-free debit cards

Get access to the 2nd largest ATM network in Canada with our Northern Birch debit cards

Ready to save fees?

Become a member today