Invest in Yourself and Your Community with a Term Deposit

Build up your wealth and your community

with our Northern Birch Term Deposits

Earned interest

for you

Support for your community

*Terms & Conditions

*Offer available to approved Northern Birch Credit Union members who deposit new funds into a new 1-year term deposit. Registered and non-registered products held with Northern Birch (TFSA, RRSP, RRIF, FHSA) are eligible.

For the purpose of this promotion, “new money” or “new funds” refers to eligible funds that are newly deposited to Northern Birch Credit Union and were not held with us prior to the start of the promotion date of March 10^th, 2026.

The annual rate of 3.25% applies to deposit amounts of $10,000 or more coming from another financial institution or outside of Northern Birch Credit Union. Deposits must be made in one lump sum. Code 1YEARMARCH must be mentioned at time of deposit to take advantage of the special rate. Additionally, your starting cash balance as of the promotion start date will be used as a reference point to determine eligibility.

The interest rate is calculated per annum and paid out at maturity. The offer is available for a limited time and subject to change at any time, without advance notice. Rates are subject to change at any time without advance notice. Additional promotional offers may not apply.

Invest in yourself & in your community

Terms of 1 - 5 years available
May be held directly or as part of a registered plan, like an RRSP or TFSA
Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). Eligible deposits in registered accounts have unlimited coverage through FSRA.
Minimum deposit of $500
Under 21? You can invest with as little as $100
Interest paid annually

SEE OUR RATES