Build up your wealth and your community

with our Northern Birch Term Deposits



Earned interest

for you



Support for your community

​Invest in yourself & in your community

  • Terms of 1 - 5 years available
  • May be held directly or as part of a registered plan, like an RRSP or TFSA
  • Eligible for deposit insurance up to $250,000
  • Minimum deposit of $500
  • Under 21? You can invest with as little as $100
SEE OUR RATES

​Term Deposit 

(also known as a GIC – Guaranteed Investment Certificate) is a secure investment that earns interest at a set rate and guarantees 100% of your initial investment. It’s great for low-risk investors looking to grow their money at a predictable rate, without worrying about losses from market shifts. 

SEE OUR RATES

Pick the term deposit that's right for you

See our rates

0.60%

1-Year Non-Redeemable Term Deposit

  • Not redeemable until term end

  • Use in registered and non-registered accounts
    ​

GET THIS RATE

1.45%

5-Year Non-Redeemable Term Deposit

  • Not redeemable until term end

  • Gives you peace of mind with a long horizon
    ​

GET THIS RATE

1.25%

4-Year Non-Redeemable Term Deposit

  • Not redeemable until term end

  • Use in registered and non-registered accounts
    ​

GET THIS RATE