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Earn 2.05% Interest on a Premium Savings Account* 

Start your journey to financial well-being. Our Premium Savings Account offers a great rate, has no minimum balance requirements and no hidden fees to worry about.

Become a member today.

Get Started

Open your Premium Savings Account today

New Member
Special Offer

Receive a $50 bonus when you become a member and open a Premium Savings Account.**

Your Premium Savings Account Advantage:

  • No fees on chequing and savings accounts
  • No minimum balance required
  • No limit on the number of transactions
  • Secure online and mobile banking
  • Stable and secure return in a changing economy
  • Pay bills and transfer between accounts easily

To qualify for the New Member $50 Special Offer:

  1. Become a member of Northern Birch Credit Union.
  2. Open a Premium Savings Account and deposit a minimum of $500.
  3. Deposit must remain in the account for 90 days, after which time the one-time $50 bonus will be deposited into your account.

Additional terms apply. See New Member Offer Terms & Conditions for full details.


The Credit Union

We are member-owned. As a shareholder, you get the benefit of our profits through lower service fees, higher interest for savings and investments, and lower rates on loans. We understand your financial challenges and work with you to find solutions. 

We are here for you. We invite you to sit down with a member of our team to set goals for your financial future.

We care about our community. We give back to the communities our members are actively involved in through scholarship programs, sponsorships and more.

Learn more about us and how your financial well-being is our priority.

Learn More

Have a Question?

Call or email us

Get In Touch

Become a Member

Start the process today

Get Started

Our Locations

Tartu College Branch

Cashless branch
ATM open during business hours
310 Bloor St. W.
Toronto, ON, M5S 1W4

Tel: 416-465-4659

Mon - Fri: 10am - 3pm
Sat: Closed


Latvian Centre Branch

4 Credit Union Dr.
North York, ON, M4A 2N8

Tel: 416-922-2551

Mon - Wed: 10am - 3pm
Thurs: 10am - 7pm
Friday: 10am - 3pm
Sat: 9am - 1pm


Hamilton Branch

16 Queen St. N.
Hamilton, ON, L8R 2T8

Tel: 905-527-4344

Mon - Wed: 10am - 3pm
Thurs: 10am - 7pm
Friday: 10am - 3pm
Sat: 10 am - 1 pm


*Must be a member of Northern Birch Credit Union. Rates are subject to change. Some conditions apply. Interest is calculated daily, paid monthly.

**Eligible for new members only. Promotion requires that both a new membership and a Premium Savings Account be opened during the promotion period. Membership is subject to approval and prospective new members must meet the requirements of membership at NBCU as outlined on our website. The new member must deposit at least $500 in the Premium Savings Account and it must remain in the Account for 90 days, after which time the one-time $50 bonus will be deposited into the Account. New members are required to purchase member shares upon enrollment. Offer subject to change at any time. Cannot be combined with other offers. Other restrictions may apply. Promotion effective until July 31, 2024.