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Students, become a member and we'll put $75* into your account.

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Benefits of a Northern Birch Credit Union Account

24/7 Online and Mobile Banking

Bank from the ease of your smartphone with the Northern Birch Mobile Banking app.

NO-FEE Chequing and Savings

No monthly account fees and no fees for withdrawing funds and making transactions*.

5 FREE Interac e-Transfers® each month

Send or receive money to and from other Canadian financial institutions with Interac e-Transfer®.

High-Interest savings accounts

Earn a high interest rate while still having access to your money.

#studentspecial as the referral code on your application for the bonus offer!

The Credit Union

We are member-owned. You are a shareholder, not just a customer. Our profits are returned to our members through lower banking fees, lower interest rates on loans and higher interest rates on savings and investments.

We are here for you, and understand the challenges of student life and living with a tight budget. If you have a question or need financial advice, just call.

We are community-focused and care about the things you care about. We give back to the community through sponsorships, scholarships and more.

Have a Question?

Call or email us

Get In Touch

Become a Member

Start the process today

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Our Locations

Tartu College Branch

Cashless location with deposits & withdrawals available at ATM
310 Bloor St. W.
Toronto, ON, M5S 1W4

Tel: 416-465-4659

Mon - Fri: 10am - 3pm
Sat: Closed


Latvian Centre Branch

4 Credit Union Dr.
North York, ON, M4A 2N8

Tel: 416-922-2551

Mon - Wed: 10am - 3pm
Thurs: 10am - 7pm
Friday: 10am - 3pm
Sat: 9am - 1pm


Hamilton Branch

16 Queen St. N.
Hamilton, ON, L8R 2T8

Tel: 905-527-4344

Mon - Wed: 10am - 3pm
Thurs: 10am - 7pm
Friday: 10am - 3pm
Sat: 10 am - 1 pm (Closed Sept. 16th)


* Applicable for high school and post-secondary students only. Proof of enrollment required for post-secondary students. For anyone 17 and younger, parents must accompany you to open your membership. Membership is subject to approval and new members must meet the requirements of membership at NBCU. Eligible for new members only.

To receive the $75, the new member must hold an active chequing or savings account for at least 90 days.

If a student loan application is approved and funded, this qualifies the student for an additional $75 bonus. The student loan bonus applies for new and existing members.

Cannot be combined with New Member Referral offer. Other restrictions may apply.

The new member will have the funds automatically deposited into their account within 90 days of meeting the promotional requirements.

Offer subject to change at any time without notice.