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Cashback Mortgage Special NBCU

Get up to $3,000 CASHBACK*



Get a new mortgage or switch your mortgage to Northern Birch Credit Union and you'll receive up to $3,000 CASHBACK to help make your house a home*.

Offer includes:
Special 130-day rate guarantee
Appraisals paid by the credit union (up to $500)

Limited time offer

How much will your cashback be?


Your mortgage value is $100,000 - $299,999.99 = $1,000

Your mortgage value is $300,000 - $499,999.99 = $1,500

Your mortgage value is $500,000 – $749,999.99 = $2,000

Your mortgage value is $750,000 - $999,999.99 = $2,500

Your mortgage value is $1,000,000 + = $3,000


Offer available for mortgage loans for new purchase, or mortgage loans that are transferred to NBCU from another financial institution. Mortgage loans must be funded within 130 days of application date. Rates subject to change at any time. Please contact us for more information.

Mortgage loan must have a principal amount of $100,000 or more and be a term of 3 years or more (variable closed or fixed) at the advertised rate. Qualifying member must set up auto-deposit of a portion or all their pay cheque to an NBCU chequing account (minimum to cover the mortgage payment).

Qualifying members will receive the applicable cashback amount, plus reimbursement of eligible appraisal (up to $500).

Cashback amounts:
Your mortgage value is $100,000 - $299,999.99 = $1000

Your mortgage value is $300,000 - $499,999.99 = $1500

Your mortgage value is $500,000 – $749,999.99 = $2000

Your mortgage value is $750,000 - $999,999.99 = $2500

Your mortgage value is $1,000,000+ = $3000


Funds will be deposited to your account within 6 weeks after the mortgage fund date.

Other conditions may apply. Offer subject to credit approval and may be changed or withdrawn at any time, without notice. Eligible on owner occupied properties only.

 

Mortgage rate specials

Apply for a pre-approval today

3 Year Fixed Mortgage

Eligible for our 130-day rate guarantee, plus we'll cover your appraisal costs*

5.64

5 Year Fixed High-Ratio Mortgage

Eligible for our 130-day rate guarantee, plus we'll cover your appraisal costs*

5.04
 
List of rates for FIXED RATE MORTGAGE SPECIALS
FIXED RATE MORTGAGE SPECIALS Rate
1 Year Closed
6.79
2 Year Closed
6.39
3 Year Closed
5.64
4 Year Closed
5.39
5 Year Closed
5.54
High-Ratio Insured 5 Year Closed
5.04
 
*Rates are on approved credit. Available to first-time borrowers with Northern Birch Credit Union only. Some other conditions may apply.
Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
 
 

Mortgage calculator

Calculate how much you can afford and your payment schedule for your possible mortgage
Loan Options

Discover your options

Learn about the various borrowing options available at Northern Birch Credit Union
 
 

Get in touch with our lending team to discuss your options

Apply for a pre-approval or talk to our team about switching your mortgage to Northern Birch Credit Union