Reach Your Dream of Home Ownership

Take some time to try out a few scenarios and see how your dream home fits into your budget. You can adjust the calculator to explore different rates, including our special rate offers.

Note: All lenders must qualify mortgage borrowers at higher rates to ensure they can manage payments if rates rise. The 5-year posted rate in the calculator is close to the qualifying rate. Use this to see what you may qualify for, or contact our lending team for more details. 

Member-based and invested in your financial well-being, Northern Birch:

• Tailors your mortgage for your unique situation. We’ll work with you and walk alongside you every step of the way.
• Offers you our best rates and terms. Visit our mortgage specials, which are frequently updated and talk to our lending .
• Invests profits back in our communities and provide our members with no-fee chequing and savings accounts, and competitive rates for loans and saving.

We invite you to meet with one of our lending specialists. Securing a mortgage pre-approval or discussing your financial goals are key first steps toward owning your next home.