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Mortgage Rates

Numbers below are representations of percentages
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Mortgage Specials

Get a special rate plus:

- 130-Day Rate Guarantee
- Access to no fee accounts
- Appraisal paid by the credit union (up to $500)
5 Year Fixed High Ratio Mortgage

130-day rate guarantee plus we'll cover your appraisal costs*

5.49
5 Year Fixed Mortgage

130-day rate guarantee plus we'll cover your appraisal costs*

5.59
 
*Some conditions apply. On approved credit. 
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List of rates for FIXED RATE CLOSED RESIDENTIAL MORTGAGE
FIXED RATE CLOSED RESIDENTIAL MORTGAGE Rate
1 Year Closed
6.09
2 Year Closed
6.09
3 Year Closed
5.95
4 Year Closed
5.99
5 Year Closed
6.19
List of rates for VARIABLE RATE RESIDENTIAL MORTGAGES
VARIABLE RATE RESIDENTIAL MORTGAGES Rate
5 Year Closed Variable Rate
6.45
5 Year Open Variable Rate
8.95
List of rates for FIXED RATE OPEN RESIDENTIAL MORTGAGES
FIXED RATE OPEN RESIDENTIAL MORTGAGES Rate
1 Year Open
7.85


Co-ops & Co-ownerships 

We are proud to be one of the only financial institutions who offer financing for co-ops & co-ownerships. 

Contact us today to learn more about our rates and terms! 

Your dream home awaits!

Northern Birch is here to help! Get a pre-approval today.