Northern Birch Credit Union will be CLOSED on Monday, September 1, 2025 for Labour Day.
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1-Year GIC Special
Bring your money to Northern Birch and earn 3.50% in our 1-Year GIC. Don't miss out! Call your branch today or email us to take advantage of this special rate. *Conditions apply. Rate subject to change at any time without notice.
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Student Bonus
We're helping students start the year off right with a $75 bonus* when you become a member!
*Conditions apply.
*Conditions apply.
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Travel Insurance
You can now get a quote for travel insurance online or by phone - choose the option that works best for you!
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Register for online banking
Online banking offers you easy, 24/7 access to your accounts from anywhere. Sign up today and manage your transactions at your convenience!
Featured Rates
3.50%
1-Year Term Deposit
Available for registered and non-registered deposits
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4.39%
3-Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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3.99%
5-Year Closed High Ratio Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, Northern Birch has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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Grow your career with Northern Birch
Join a team that values collaboration over competition. See our current job openings.
Need Investment Guidance?
Our team can help.
Own where you bank
At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.
