The Prime Rate has decreased to 4.70% on September 18, 2025. Please contact your branch if you have any questions.
Notice to Mobile App Users:
A recent update requires that you use the most recent version of the Northern Birch mobile app. If you experience issues, please uninstall and reinstall the newest version from your app store. Thank you for your patience.
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1-Year GIC Special
Bring your money to Northern Birch and earn 3.50% in our 1-Year GIC. Don't miss out! Call your branch today or email us to take advantage of this special rate. *Conditions apply. Rate subject to change at any time without notice.
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Student Bonus
We're helping students start the year off right with a $75 bonus* when you become a member!
*Conditions apply.
*Conditions apply.
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Travel Insurance
You can now get a quote for travel insurance online or by phone - choose the option that works best for you!
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Register for online banking
Online banking offers you easy, 24/7 access to your accounts from anywhere. Sign up today and manage your transactions at your convenience!
Featured Rates
3.50%
1-Year Term Deposit
Available for registered and non-registered deposits
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4.39%
3-Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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3.99%
5-Year Closed High Ratio Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, Northern Birch has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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Grow your career with Northern Birch
Join a team that values collaboration over competition. See our current job openings.
Need Investment Guidance?
Our team can help.
Own where you bank
At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.
